2025 Social Security Increase Prediction Chart. Independent social security and medicare analyst mary johnson previously projected the 2025 cola would be 3%. The 2025 cola increase, its impact on social security, and what beneficiaries can expect with a projected 2.5% adjustment in benefits.

Inflation continued to cool last year, resulting in a 2.5 percent cola for 2025 for people receiving social security payments, down from 3.2 percent in 2024. Has cola risen or fallen for 2025?